
by GoblinWrangler
MercSecure will pay off your student loans. All of them. In less than six months. All you have to do is sign the contract, take the elevator, and survive the Rift—a monster-filled realm with a stat system that tracks every kill, loot drops with backstories written by a brainrot AI desperate to keep you entertained, and a floating fortress ruled by the Demon Lord. Who isn't the enemy. He's the contractor's most valuable partner. Dylan Ryan owes $447,000 in student debt he inherited from his dead parents at age eleven. He signed without reading. So did his best friend Rosaria. So did Lauren from HR, who once wrote him up for being late and is now holding a plastic wand that shoots fire. They're given weapons they don't know how to use and assignments they can hardly fathom. Week one is a tutorial. Week two, the missions change. Armed with a trash-tier build, a team held together by gallows humor, and the kind of desperation only six figures of inherited debt can buy, Dylan has one goal: claw his way back to zero. Because in this economy, being broke isn't just brutal—it's fatal. What to expect: *Portal Fantasy LitRPG with stat progression, loot, and a brainrot system *Party-based combat and found-family dynamics *Dark humor that gets darker as the missions escalate *Corporate dystopia that runs on debt, drones, and performance reviews *No harem. Character-driven. *Daily chapters at 4:47PM EST, 30+ ahead on Patreon
| # | Title | Words |
|---|---|---|
| 1 | Chapter One: Debt-to-Income Ratio | 0 |
| 2 | Chapter Two: Congratulations, You Now Have Security Clearance | 0 |
| 3 | Chapter Three: Equip Now or Die Later | 0 |
| 4 | Chapter Four: Welcome to the Rift | 0 |
| 5 | Chapter Five: Obviously, Don’t Go Around Stabbing Yourself in the Stomach | 0 |
| 6 | Chapter Six: Level Zero | 0 |
| 7 | Chapter Seven: Somebody, Sloth Me | 0 |
| 8 | Chapter Eight: I Did Not Sign Up for This | 0 |
| 9 | Chapter Nine: Haunted Jukebox Incident | 0 |
| 10 | Chapter Ten: Pay to Play | 0 |
| 11 | GRANT Terminal Session 1 : Embrace Your Optimized Potential | 0 |
| 12 | Chapter Eleven: What Are You in For? | 0 |
| 13 | Chapter Twelve: Meal Team Six | 0 |
| 14 | Chapter Thirteen: No Wi-Fi in the Rift | 0 |
| 15 | Chapter Fourteen: Hammer Time | 0 |
| 16 | Chapter Fifteen: FML | 0 |
| 17 | Chapter Sixteen: Zombie Punch | 0 |
| 18 | Chapter Seventeen: Belly Flop | 0 |
| 19 | Chapter Eighteen: We Really Need a Healer | 0 |
| 20 | Chapter Nineteen: Meat, Tomato, and Noodles | 0 |
| 21 | Chapter Twenty: Bridge Over Troubled Waters | 0 |
| 22 | Chapter Twenty-One: I Will Not Be Warmed! | 0 |
| 23 | Chapter Twenty-Two: Pouches | 0 |
| 24 | Chapter Twenty-Three: The Roots Are on Fire | 0 |
| 25 | Chapter Twenty-Four: Consanguineous Loot | 0 |
| 26 | Chapter Twenty-Five: Let Them Eat Cake | 0 |
| 27 | Pizza Party Pamphlet | 0 |
| 28 | Chapter Twenty-Six: Pets Get Euthanized | 0 |
| 29 | Chapter Twenty-Seven: A Fireside with Kalex Harp: Data, Destiny, and the Death of Choice | 0 |
| 30 | Chapter Twenty-Eight: Keep Austin Weird | 0 |
| 31 | Chapter Twenty-Nine: War Crimes for Breakfast | 0 |
| 32 | Chapter Thirty: Occam’s Snake | 0 |
| 33 | Chapter Thirty-One: Frostbite | 0 |
| 34 | GRANT Terminal Session 3 : Wow, Still Alive? Bold Choice | 0 |
| 35 | Chapter Thirty-Three: Set Up for Success | 0 |
| 36 | Chapter Thirty-Four: Eff the System | 0 |
| 37 | Chapter Thirty-Five: Fungal Dungeon Seems Like a Tuesday Thing to Me | 0 |
| 38 | Chapter Thirty-Six: Mating Season | 0 |
| 39 | GRANT Terminal Session 4 : Maybe You Aren’t as Suck as I Think You Are | 0 |
| 40 | Chapter Thirty-Seven : Miyajima | 0 |
| 41 | Chapter Thirty-Eight: The Gifts We Give Kings | 0 |
| 42 | Chapter Thirty-Nine: Assassin Cosplay | 0 |
| 43 | Chapter Forty: Agent Sarah and the Hallucinating Witches | 0 |
| 44 | Chapter Forty-One: Sound Work | 0 |
| 45 | Chapter Forty-Two: Divide and Conquer | 0 |
| 46 | GRANT Terminal Session 2 : Please Select Your Flavor of Failure | 0 |
| 47 | Chapter Forty-Three: Late for Class | 0 |
| 48 | Chapter Forty-Four: One Wild Ride | 0 |
| 49 | Chapter Forty-Five: I’m Too Young to Die in Some Other Realm | 0 |
| 50 | Chapter Forty-Six: Feed the Beast | 0 |
| 51 | Chapter Forty-Seven: Another Day, Another Dollar | 0 |
| 52 | Chapter Forty-Eight: Prairie Dogs from Hell | 0 |
| 53 | Chapter Forty-Nine: Playing the Victim | 0 |
| 54 | Chapter Fifty: Flaming Chokepoint | 0 |
| 55 | GRANT Terminal Session 5 : Congratulations, You’ve Leveled Mediocrity! | 0 |
| 56 | Chapter Fifty-One: Princess Basilisk | 0 |