Exclusions Apply

In a hyper-modern metropolis where physics bends but capitalism never breaks, the monsters aren’t the ones making the rules—the actuaries are. ​Liam is a claims adjuster for the Special Risk Asset Damage Assessment Department (colloquially known as the Anomalous Claims Dept). He doesn't wield a magical sword, chant ancient spells, or possess a legendary class. His weapons are a leather briefcase, a razor-sharp mind, and the microscopic font of a multi-million-dollar insurance policy handbook. ​When a self-driving delivery van vanishes into a geographic void, or a smart-home system locks its owner inside a shifting 3D maze, it’s not an occult crisis—it’s a potential liability payout. Under strict 48-hour deadlines from his tyrannical boss, Liam must venture into reality-warping zones to gather forensic evidence, download server logs, and survive techno-organic horrors. ​But Liam isn't trying to save the world; he’s trying to save his paycheck. Because in his department, failing to prove liability means facing something far worse than an Eldritch god: getting your salary docked. ​To survive the encroaching madness, Liam must weaponize the cold, bureaucratic logic of corporate contracts. After all, an ancient entity can warp space and time, but can it bypass Section 4.2: Exclusions Regarding Reality Coherence Failure? ​What to expect: ​ - Rule-Based Urban Horror: Terrifying anomalies tied to modern infrastructure (AI, glitched GPS, smart homes, and predatory algorithms). ​Corporate Dark  - Humor: A cynical, highly relatable wage-slave protagonist fighting cosmic dread with bureaucratic malicious compliance. ​  - Hard Magic/Logic System: Insurance clauses act as a literal system of constraints. Witness the ultimate battle: The Unknowable Chaos of the Void vs. The Absolute Order of Corporate Bureaucracy.