Hell’s Ledger

Kharaz is dead, but the system he built is still collecting When a powerful financier dies in a vault full of cursed assets, Vesper Reed expects another deadly secret from Kharaz’s empire. Instead, she uncovers something even more dangerous: a hidden ledger that shifts debt, ruin, and bad luck off the rich and onto ordinary people. A frozen bank account. A denied transit gate. A life quietly destroyed by consequences that belong to someone else. As the damage spreads across the city, Vesper and detective Lio Marrow are pulled into a race through private vaults, donor galas, and infernal back channels to stop a system built to protect the powerful at everyone else’s expense. Because if they fail, the city itself will become collateral.