My New Coworker is a Fallen Demon Queen Forced to Work with Me as a Debt Collector in Hell[Urban Dystopia, Dark Fantasy]

Jake was always a failure. No job, no family, no future. The only thing he had was an unpayable debt and a life full of sorrows. After deciding NOT to jump from the rooftop of his building, his own shoes betrayed him and sent him headfirst into the void. Pathetic until the very end. But dying wasn’t the end. It was the beginning of something far worse. Jake woke up in Hell—and no, it’s not the Hell of fire and pitchfork-wielding demons you’re imagining. It’s a city. A massive, chaotic, bureaucratic city where demons in business suits walk alongside ancient monsters, where the dead coexist with creatures that were never alive, and where everything runs on debt. Because it turns out death doesn’t erase what you owe. It multiplies it. The Bank—the most powerful institution in Hell—politely informed him that his soul had accumulated an obscene amount of negative karma during his life. Every wasted opportunity, every cowardly decision, every time he chose to do nothing when he should have acted… it all adds up. And now he has to pay. The problem? The debt is practically impossible to repay. And worse still, every bad action he commits in Hell makes it grow even more. The solution? Work. The job? Debt collector. Yes. The guy who couldn’t even pay his own rent while alive now has to collect debts from others. But he doesn’t start alone. The Bank assigns him a partner: a high-ranking demon who was once considered elite—until she was demoted all the way down to the bottom. Every mission she led ended in failure. Not because she lacked power, but because of her personality—arrogant, reckless, impossible to work with. No squad could tolerate her. No superior wanted to deal with her. Pairing her with a freshly deceased human ranked F was less a strategy and more a punishment... For both of them.